:root{--ink:#18334e;--blue:#255da0;--blue-light:#eaf2fc;--paper:#fff;--muted:#566a7e;--line:#dce5ee;--tint:#f4f7fb;--font:Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;color:var(--ink);background:var(--paper);font:1rem/1.6 var(--font);-webkit-font-smoothing:antialiased}h1,h2,h3,p{margin:0}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,summary{cursor:pointer}button,a,summary{-webkit-tap-highlight-color:transparent}a,button,input,select,summary{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #3266ed;outline-offset:5px}img{max-width:100%;display:block}.shell{width:min(1200px,calc(100% - 80px));margin-inline:auto}.skip-link{position:fixed;top:-120px;left:16px;z-index:20;background:white;padding:16px}.skip-link:focus{top:12px}.section-space{padding-block:84px}.eyebrow{display:flex;align-items:center;gap:10px;font-size:.875rem;font-weight:700;letter-spacing:.08em;line-height:1.5;color:var(--blue)}.eyebrow-line{display:block;width:24px;height:2px;background:currentColor;flex-shrink:0}
/* Navigation */
.site-header{min-height:100px;display:flex;align-items:center;justify-content:space-between;gap:28px;border-bottom:1px solid var(--line)}.brand{display:inline-flex;align-items:center;gap:11px;line-height:1.08;font-size:1.25rem;font-weight:700;letter-spacing:-.035em;flex-shrink:0}.brand-bottom{display:block;font-size:.875rem;font-weight:500;line-height:1.6;letter-spacing:-.02em}.brand-domain{color:var(--blue)}.brand-icon{display:grid;place-items:center;background:var(--blue);width:48px;height:48px;border-radius:50%;color:white;font-size:2rem;letter-spacing:-.08em;padding-right:3px}.site-header nav{display:flex;align-items:center;gap:24px}.site-header nav a{font-size:.875rem;font-weight:600;padding-block:12px;white-space:nowrap}.site-header nav a:hover{color:var(--blue)}.menu-toggle{display:none}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;min-height:54px;padding:15px 21px;border:1px solid transparent;border-radius:7px;font-weight:600;font-size:1rem;line-height:1.4;text-align:left;transition:background .18s,color .18s}.button span{font-size:1.25rem;line-height:1;flex-shrink:0}.button-primary{background:var(--blue);color:#fff}.button-primary:hover{background:#1744bd}.button-outline{background:transparent;border-color:#b0c2d2;color:var(--ink)}.button-outline:hover{background:var(--blue-light);border-color:var(--blue)}.button-small{font-size:.875rem;min-height:44px;padding:12px 18px;gap:22px}.text-link{font-size:.9375rem;color:var(--ink);text-decoration:underline;text-underline-offset:5px;font-weight:600}.text-link:hover{color:var(--blue)}
/* Intro */
.hero{display:grid;grid-template-columns:1.1fr 1fr;align-items:center;gap:64px;padding-block:58px 62px}.hero h1{font-size:clamp(2.6rem,4.7vw,4.25rem);line-height:1.08;letter-spacing:-.055em;font-weight:600;margin-top:22px}.hero h1 em{color:var(--blue);font-style:normal}.hero-description{color:var(--muted);font-size:1.125rem;line-height:1.7;max-width:515px;margin-top:26px}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:22px;margin-top:30px}.hero-caption{font-size:.875rem;line-height:1.6;color:var(--muted);max-width:480px;margin-top:22px}.hero-visual{position:relative;min-width:0;height:440px;overflow:hidden;border-radius:12px;background:var(--tint)}.hero-image,.hero-image img{width:100%;height:100%}.hero-image img{object-fit:cover;object-position:center 43%}.photo-caption{position:absolute;bottom:0;left:0;right:0;padding:48px 30px 27px;background:linear-gradient(transparent,#102b40e8 45%);color:#fff}.caption-number{font-size:.75rem;font-weight:700;letter-spacing:.12em;color:#cfddfa;display:block;margin-bottom:8px}.photo-caption p{font-size:1.6rem;line-height:1.25;letter-spacing:-.025em}.context-strip{background:var(--ink);color:#fff}.strip-inner{display:flex;align-items:center;justify-content:space-between;gap:36px;padding-block:24px}.strip-inner>p{font-size:.9375rem;color:#c4d3df;line-height:1.5}.strip-inner strong{color:#fff;font-weight:600}.strip-items{display:flex;flex-wrap:wrap;align-items:center;gap:24px 42px}.strip-items span{font-size:.9375rem;font-weight:500;padding-left:16px;border-left:2px solid #789cfb}
/* Insurance choices */
.section-intro h2,.faq-grid h2{font-size:clamp(2rem,3.1vw,2.8rem);font-weight:600;line-height:1.15;letter-spacing:-.045em;margin-top:16px}.section-intro p{font-size:1rem;line-height:1.75;color:var(--muted);max-width:700px;margin-top:20px}.coverage-intro{display:grid;grid-template-columns:1fr 1fr;align-items:end;gap:48px}.coverage-intro>p{max-width:470px;margin:0 0 4px;justify-self:end}.trust-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:34px}.coverage-grid{gap:18px}.coverage-grid article{display:flex;flex-direction:column;min-width:0;padding:28px;background:var(--tint);border-radius:10px;border:1px solid #e2e9ef}.card-top{display:flex;align-items:center;justify-content:space-between;gap:10px}.trust-label{font-size:.8125rem;font-weight:700;letter-spacing:.075em;color:var(--blue)}.card-number{font-size:.875rem;color:#657b8c}.coverage-grid h3{font-size:2rem;line-height:1.15;font-weight:600;letter-spacing:-.04em;margin:33px 0 15px}.coverage-grid p{font-size:1rem;line-height:1.7;color:var(--muted);margin-bottom:28px}.coverage-grid .button{margin-top:auto;gap:12px;font-size:.9375rem;min-height:50px;padding-inline:16px;background:white;border-color:#c4d1db}.coverage-grid .button:hover{background:var(--blue);border-color:var(--blue);color:white}.coverage-grid article:nth-child(2){background:#ebf1ff;border-color:#dce5fb}.coverage-grid article:nth-child(3){background:var(--ink);border-color:var(--ink);color:#fff}.coverage-grid article:nth-child(3) .trust-label,.coverage-grid article:nth-child(3) .card-number{color:#adc6ff}.coverage-grid article:nth-child(3) p{color:#d2dfe8}.coverage-grid article:nth-child(3) .button{background:transparent;border-color:#7690a4;color:white}.coverage-grid article:nth-child(3) .button:hover{background:#28485f}
/* Practical comparison tools */
.prep-section{padding:48px;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:0 0 12px 12px;background:#f7f9fc}.prep-toolbar{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-top:30px;padding-bottom:26px;border-bottom:1px solid var(--line)}.prep-toolbar label,.offer label{display:grid;gap:8px;font-size:1rem;font-weight:600}.prep-toolbar select,.offer select,.offer input{min-height:48px;padding:11px 12px;width:100%;max-width:100%;border:1px solid #a6b9c9;border-radius:6px;background:#fff;color:var(--ink);font-weight:400}.prep-toolbar select{min-width:240px}.prep-toolbar .button{min-height:48px;background:white}.prep-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:22px;margin-top:26px}.prep-checks,.prep-questions{background:#fff;border:1px solid var(--line);padding:27px;border-radius:8px}.tool-step{display:block;font-size:.8125rem;letter-spacing:.08em;font-weight:700;color:var(--blue);margin-bottom:15px}.prep-section h3{font-size:1.35rem;line-height:1.35;letter-spacing:-.025em;margin-bottom:14px}.prep-section p,.prep-section li{font-size:1rem;line-height:1.7}.prep-checks>p{color:var(--muted);margin-bottom:17px}#preparation-checklist label,.coverage-check label{display:flex;align-items:start;gap:12px;margin-block:15px;line-height:1.65;font-size:1rem}input[type=checkbox]{width:20px;height:20px;min-width:20px;accent-color:var(--blue);margin:3px 0 0}#check-progress{color:var(--blue);font-weight:600;font-size:.875rem;margin:22px 0 0}.prep-questions ul{padding-left:20px;margin:0 0 24px}.prep-questions li{margin-bottom:15px}.prep-section .tool-note,.prep-section .tool-source{font-size:.875rem;line-height:1.7;color:var(--muted)}.offer-comparison{margin-top:38px;padding-top:30px;border-top:1px solid var(--line)}.offer-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-block:25px}.offer{background:#fff;border:1px solid #cbd8e4;border-radius:8px;padding:25px;min-width:0;margin:0}.offer legend{font-size:1.125rem;font-weight:700;padding:0 9px}.offer label{margin-bottom:18px}.offer-total{background:var(--blue-light);padding:17px;border-radius:6px}.offer-total output{display:block;font-size:1.65rem;font-weight:700;margin-top:5px;overflow-wrap:anywhere}.comparison-result{margin-top:20px;background:#e8effb;border-left:3px solid var(--blue);padding:20px}.coverage-check{border:0;padding:0;margin:28px 0;min-width:0}.coverage-check legend{font-size:1.125rem;font-weight:600;line-height:1.5;padding:0;margin-bottom:4px}.tool-source{margin-top:18px}.tool-source a{text-decoration:underline;text-underline-offset:3px;color:var(--blue)}.prep-section [aria-invalid=true]{border:2px solid #ad2525}
/* Supporting information */
.process{display:grid;grid-template-columns:1fr 1fr;gap:85px}.steps{list-style:none;padding:0;margin:0}.steps li{display:flex;gap:23px;padding:26px 0;border-top:1px solid var(--line)}.steps li:first-child{padding-top:0;border-top:0}.steps li:last-child{padding-bottom:0}.step-number{display:grid;place-items:center;flex-shrink:0;width:40px;height:40px;background:var(--blue-light);color:var(--blue);border-radius:50%;font-size:.875rem;font-weight:700}.steps h3{font-size:1.2rem;font-weight:600;letter-spacing:-.025em;line-height:1.4;margin:7px 0 10px}.steps p{font-size:1rem;line-height:1.7;color:var(--muted)}.trust-section{border-top:1px solid var(--line)}.trust-grid:not(.coverage-grid) article{border-top:2px solid var(--line);padding-top:22px}.trust-section h3{font-size:1.2rem;line-height:1.4;letter-spacing:-.02em;margin:15px 0 12px}.trust-section p{font-size:1rem;line-height:1.75;color:var(--muted)}.trust-detail{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:30px;background:var(--tint);border-radius:8px;margin-top:32px}.trust-detail h3{margin-top:0}.trust-help{margin-top:16px}.trust-link{display:inline-block;font-size:.9375rem;line-height:1.6;color:var(--blue);text-decoration:underline;text-underline-offset:4px;margin-top:16px}.faq-section{background:var(--tint);padding-block:70px}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.faq-side{font-size:1rem;line-height:1.7;color:var(--muted);margin-top:22px}.faq-list details{border-top:1px solid #cbd8e4}.faq-list details:last-child{border-bottom:1px solid #cbd8e4}.faq-list summary{display:flex;justify-content:space-between;align-items:center;gap:22px;list-style:none;font-size:1.0625rem;font-weight:600;line-height:1.5;padding-block:23px}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{color:var(--blue);font-size:1.6rem;font-weight:400;line-height:1;flex-shrink:0;transition:transform .2s}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{font-size:1rem;line-height:1.7;color:var(--muted);padding:0 24px 24px 0}.contact-section .section-intro p{max-width:740px}.contact-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:35px;padding:30px;background:var(--tint);border-radius:8px;margin-top:32px}.contact-grid h3{font-size:1.125rem;margin-bottom:14px}.contact-phone{display:inline-block;color:var(--blue);font-size:1.5rem;font-weight:700;line-height:1.4;white-space:nowrap;text-decoration:underline;text-underline-offset:5px}.contact-grid p,.contact-grid address,.contact-grid dl{font-size:1rem;line-height:1.7;color:var(--muted);font-style:normal}.contact-grid p{margin-top:10px}.contact-grid dl{margin:0}.contact-grid dt{color:var(--ink);font-weight:600}.contact-grid dd{margin:0 0 8px}.contact-note{font-size:.875rem;line-height:1.7;color:var(--muted);max-width:950px;margin-top:20px}.contact-note a{text-decoration:underline;text-underline-offset:3px}.closing{background:var(--ink);color:#fff;padding:44px;display:flex;align-items:center;justify-content:space-between;gap:35px;border-radius:10px;margin-block:0 65px}.closing .eyebrow{color:#b4cafa}.closing h2{font-size:clamp(1.85rem,2.8vw,2.6rem);font-weight:500;line-height:1.15;letter-spacing:-.035em;margin-top:17px}.closing p{font-size:.9375rem;line-height:1.65;color:#c5d5e1;margin-top:16px}.closing .button{background:#fff;color:var(--blue);flex-shrink:0}.closing .button:hover{background:#e8efff}.site-footer{background:#f4f7fa;border-top:1px solid var(--line)}.footer-inner{display:flex;align-items:center;gap:36px;padding-block:35px}.footer-inner>p{font-size:.875rem;line-height:1.7;color:var(--muted);margin-left:auto}.text-button{font-size:.875rem;background:transparent;border:0;text-decoration:underline;text-underline-offset:4px;padding:12px 0;color:var(--ink)}
/* Privacy dialog */
dialog{color:var(--ink);padding:0;border:1px solid var(--line);border-radius:12px;width:min(570px,calc(100% - 32px));max-height:calc(100% - 40px);overflow:auto;box-shadow:0 20px 80px #102c4233}dialog::backdrop{background:#102b40aa}.dialog-inner{padding:38px;position:relative}.dialog-close{position:absolute;top:10px;right:12px;width:44px;height:44px;display:grid;place-items:center;border:0;background:transparent;color:var(--muted);font-size:1.75rem}.dialog-label{font-size:.8125rem;letter-spacing:.08em;font-weight:700;color:var(--blue)}.dialog-inner h2{font-size:2rem;line-height:1.2;font-weight:600;letter-spacing:-.04em;margin:22px 0}.dialog-inner p{font-size:1rem;line-height:1.75}.dialog-secondary{margin-top:16px;color:var(--muted)}.dialog-inner .button{margin-top:25px}
/* Tablet and mobile */
@media(max-width:1100px){.shell{width:calc(100% - 48px)}.site-header{gap:20px}.site-header nav{gap:15px}.hero{gap:35px}.hero-visual{height:410px}.hero-actions{gap:18px}.coverage-grid article{padding:24px 20px}.coverage-grid .button{padding-inline:12px;font-size:.875rem;gap:8px}.prep-section{padding:35px}.process{gap:45px}.contact-grid{gap:22px;padding:25px}.contact-phone{font-size:1.3rem}}
@media(max-width:900px){.site-header{min-height:86px;flex-wrap:wrap;gap:16px;padding-block:17px}.site-header nav{order:4;width:100%;justify-content:space-between;gap:10px}.site-header .header-cta{margin-left:auto}.menu-toggle{display:none}.js .menu-toggle{display:flex;align-items:center;justify-content:center;gap:10px;margin-left:auto;border:1px solid var(--line);background:white;color:var(--ink);padding:10px 14px;border-radius:6px;font-size:.875rem;min-height:44px}.js .site-header .header-cta{margin-left:0}.js .site-header nav{display:none}.js .site-header.menu-open nav{display:flex;border-top:1px solid var(--line);padding-top:12px}.hero{padding-block:40px;gap:30px}.hero h1{font-size:3rem}.hero-description{font-size:1.0625rem}.hero-visual{height:380px}.coverage-grid{gap:14px}.coverage-grid h3{font-size:1.7rem}.coverage-grid article{padding:22px 18px}.coverage-grid .button{font-size:.875rem}.strip-items{gap:15px 24px}.section-space{padding-block:60px}.prep-section{padding:32px}.prep-grid{gap:18px}.prep-checks,.prep-questions{padding:22px}.trust-grid{gap:20px}.faq-grid{gap:40px}.contact-grid{grid-template-columns:1fr 1fr}.contact-grid>div:first-child{grid-column:1/-1}.contact-phone{font-size:1.5rem}.closing{padding:35px}.footer-inner{flex-wrap:wrap;gap:22px}.footer-inner>p{margin:0;flex:1;min-width:280px}}
@media(max-width:680px){.shell{width:calc(100% - 36px)}.site-header{min-height:82px;gap:10px}.brand{gap:9px;font-size:1.1875rem}.brand-icon{width:43px;height:43px;font-size:1.8rem}.brand-bottom{font-size:.8125rem}.header-cta{display:none}.site-header nav{flex-wrap:wrap;gap:4px 20px}.site-header nav a{font-size:.9375rem;padding:10px 0}.hero{grid-template-columns:1fr;padding-block:33px 35px;gap:28px}.hero h1{font-size:clamp(2.6rem,10vw,3.6rem);line-height:1.08;margin-top:18px}.hero .eyebrow{font-size:.8125rem;letter-spacing:.06em}.hero-description{margin-top:22px;font-size:1.0625rem}.hero-actions{margin-top:23px;gap:20px}.hero-actions .button{flex:1;justify-content:space-between;min-width:220px}.hero-actions .text-link{font-size:.9375rem}.hero-caption{font-size:.875rem;margin-top:20px}.hero-visual{height:220px;border-radius:8px}.hero-image img{object-position:center 40%}.photo-caption{padding:35px 21px 19px}.caption-number{font-size:.75rem;margin-bottom:5px}.photo-caption p{font-size:1.3rem}.photo-caption p br{display:none}.strip-inner{display:block;padding-block:23px}.strip-inner>p br{display:none}.strip-inner>p strong{margin-left:4px}.strip-items{margin-top:16px;gap:12px 22px}.strip-items span{font-size:.875rem;padding-left:10px}.section-space{padding-block:47px}.section-intro h2,.faq-grid h2{font-size:2rem}.section-intro p{margin-top:18px}.coverage-intro{grid-template-columns:1fr;gap:18px}.coverage-intro h2 br{display:none}.coverage-intro>p{justify-self:start;margin:0;max-width:none}.coverage-grid{grid-template-columns:1fr;gap:14px;margin-top:25px}.coverage-grid article{padding:25px}.coverage-grid h3{font-size:1.9rem;margin-top:23px}.coverage-grid p{margin-bottom:22px}.coverage-grid .button{font-size:1rem;min-height:50px;padding:14px 17px}.trust-label,.tool-step{font-size:.875rem;letter-spacing:.05em}.prep-section{padding:28px 20px}.prep-toolbar{align-items:stretch;flex-direction:column;gap:14px;margin-top:24px;padding-bottom:23px}.prep-toolbar select{min-width:0}.prep-toolbar .button{justify-content:center}.prep-grid,.offer-grid{grid-template-columns:1fr;gap:16px}.prep-checks,.prep-questions{padding:20px}.prep-section h3{font-size:1.3rem}.offer-comparison{margin-top:30px;padding-top:26px}.offer{padding:21px}.offer-total output{font-size:1.5rem}.comparison-result{padding:17px}.process{grid-template-columns:1fr;gap:30px}.steps li{padding-block:22px;gap:17px}.steps h3{font-size:1.125rem}.trust-grid:not(.coverage-grid){grid-template-columns:1fr;gap:24px}.trust-detail{grid-template-columns:1fr;gap:28px;padding:23px;margin-top:28px}.faq-section{padding-block:47px}.faq-grid{grid-template-columns:1fr;gap:26px}.faq-grid h2 br{display:none}.faq-side{display:none}.faq-list summary{font-size:1rem;padding-block:21px}.faq-list details p{padding-right:0}.contact-grid{grid-template-columns:1fr;gap:25px;padding:24px}.contact-grid>div:first-child{grid-column:auto}.contact-phone{font-size:1.5rem}.closing{display:block;margin-bottom:40px;padding:30px 24px}.closing h2{font-size:1.85rem}.closing .button{margin-top:27px;width:100%;justify-content:space-between;gap:15px}.closing p{font-size:.9375rem}.footer-inner{padding-block:28px;gap:24px;justify-content:space-between}.footer-inner>p{order:3;flex-basis:100%;min-width:0}.dialog-inner{padding:34px 24px}.dialog-inner h2{font-size:1.8rem}}
@media(max-width:380px){.shell{width:calc(100% - 28px)}.brand{font-size:1.05rem}.brand-bottom{font-size:.75rem}.brand-icon{width:39px;height:39px}.js .menu-toggle{padding-inline:10px}.hero-actions{display:grid}.hero-actions .button{min-width:0;width:100%}.hero h1{font-size:2.65rem}.prep-section{padding-inline:16px}.prep-checks,.prep-questions,.offer{padding:17px}.coverage-grid article{padding:23px}.contact-grid{padding:21px}.contact-phone{font-size:1.3rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
@media print{body>header,body>footer,.skip-link,main>section:not(#preparer),dialog,#print-tools{display:none!important}body{color:#111;background:white;font-size:12pt}#preparer{width:100%;padding:0;border:0;background:white}.prep-toolbar{margin-top:15px;padding-bottom:15px}.prep-toolbar label{width:100%}.prep-grid,.offer-grid{grid-template-columns:1fr 1fr;gap:12px}.prep-checks,.prep-questions,.offer{padding:12px;background:white;break-inside:avoid}.offer-comparison{margin-top:25px}.coverage-check{break-inside:avoid}.tool-source{display:none}input,select{print-color-adjust:exact}.offer-total,.comparison-result{border:1px solid #aaa;background:white}.tool-step,.eyebrow{color:#111}}

/* Visual identity: navy, white and light blue. */
:root{--navy:#102b4b;--sky:#b9d9ff}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.site-header{border:0;min-height:94px}.brand-icon{background:var(--navy);color:var(--sky);border-radius:13px}.brand-domain{color:#255da0}.button{border-radius:30px;padding-inline:24px}.button-primary{background:var(--navy)}.button-primary:hover{background:#255da0}.button-outline:hover{background:#eaf2fc;border-color:#255da0}.site-header .button-small{padding-inline:23px}.site-header nav a:hover{color:#255da0}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline-color:#477eba}
.hero{display:block;width:100%;max-width:none;margin:0;padding:66px 0 117px;background:var(--navy);color:white;border-radius:0;position:relative}
.hero-inner{display:grid;grid-template-columns:1.55fr 1fr;align-items:center;gap:72px}.hero .eyebrow{color:var(--sky);font-weight:500;letter-spacing:.14em;font-size:.8125rem}.hero h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(3.2rem,5.3vw,5rem);line-height:1.07;font-weight:400;letter-spacing:-.055em;margin:23px 0 0}.hero h1 em{font-style:normal;color:var(--sky)}.hero-description{font-size:1.4rem;line-height:1.45;font-weight:500;letter-spacing:-.02em;color:white;margin:0;max-width:400px}.hero-explainer{font-size:1rem;line-height:1.75;color:#cfdeee;margin-top:17px;max-width:360px}.hero-aside .button-primary{background:var(--sky);color:var(--navy);margin-top:23px;gap:28px;min-height:52px}.hero-aside .button-primary:hover{background:#d5e8ff}.hero-tool-link{display:block;color:#e0eaf5;text-decoration:underline;text-underline-offset:5px;font-size:.875rem;margin-top:18px;line-height:1.6}
.coverage-section{position:relative;z-index:1;margin-top:-60px;padding:0 0 40px}.coverage-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin:0}.coverage-grid article,.coverage-grid article:nth-child(2),.coverage-grid article:nth-child(3){display:flex;flex-direction:column;padding:0;background:#fff;color:var(--ink);border:1px solid #dbe4ee;border-radius:18px;overflow:hidden;box-shadow:0 12px 32px #102b4b0d;min-width:0}.coverage-photo{width:100%;aspect-ratio:1.55;position:relative;overflow:hidden;background:#e9eff5}.coverage-photo img{height:100%;width:100%;object-fit:cover;object-position:center;transition:transform .5s}.coverage-grid article:hover .coverage-photo img{transform:scale(1.035)}.photo-label{position:absolute;left:20px;top:18px;background:#ffffffeb;color:var(--navy);padding:6px 11px;border-radius:3px;font-size:.75rem;font-weight:700;letter-spacing:.07em;line-height:1.4}.coverage-content{display:flex;flex:1;flex-direction:column;padding:27px 25px 25px}.coverage-grid h3{font-family:Georgia,'Times New Roman',serif;font-size:2rem;font-weight:400;letter-spacing:-.045em;line-height:1.15;margin:0 0 14px}.coverage-grid p,.coverage-grid article:nth-child(3) p{color:var(--muted);font-size:1rem;line-height:1.7;margin-bottom:24px}.coverage-grid .button,.coverage-grid article:nth-child(3) .button{background:var(--navy);color:#fff;border:1px solid var(--navy);width:100%;font-size:.9375rem;padding:14px 18px;gap:10px;min-height:50px;border-radius:28px;margin-top:auto}.coverage-grid .button:hover,.coverage-grid article:nth-child(3) .button:hover{background:#285786;border-color:#285786}.coverage-footnote{display:grid;grid-template-columns:1fr 1fr;gap:30px;padding-top:22px}.coverage-footnote p{font-size:.8125rem;line-height:1.7;color:var(--muted)}
.context-strip{background:#f0f5fb;color:var(--navy);border-block:1px solid #dce6f0;margin-bottom:68px}.strip-inner{padding-block:26px}.strip-inner>p{color:#566a7e}.strip-inner strong{color:var(--navy)}.strip-items span{color:var(--navy);border-color:#8fb9e8;font-size:.9375rem}
.prep-section{border:0;border-radius:22px;background:#f2f6fb;padding:48px}.prep-section .section-intro{padding-bottom:8px}.section-intro h2,.faq-grid h2{letter-spacing:-.045em}.prep-section .section-intro h2{font-family:Georgia,'Times New Roman',serif;font-size:3rem;font-weight:400}.prep-checks,.prep-questions,.offer{border-color:#dbe5ef;border-radius:12px}.prep-toolbar select,.offer select,.offer input{border-color:#b1c4d7}.offer-total{background:#e8f1fc}.comparison-result{background:#e5effb}.offer legend{color:var(--navy)}.steps li{border-color:#dce5ee}.step-number{background:#e7f0fb;color:var(--navy)}.trust-grid:not(.coverage-grid) article{border-top-color:#b8cce0}.trust-detail{background:#f1f5fa;border-radius:15px}.trust-link{color:#255da0}.faq-section{background:var(--navy);color:white}.faq-section .eyebrow{color:var(--sky)}.faq-side{color:#c6d8eb}.faq-list details,.faq-list details:last-child{border-color:#466582}.faq-list summary span{color:var(--sky)}.faq-list details p{color:#d8e4f0}.contact-grid{background:#f2f6fb;border-radius:16px}.contact-phone{color:var(--navy)}.closing{background:#b9d9ff;color:var(--navy);border-radius:20px;padding:48px;margin-bottom:64px}.closing .eyebrow{color:var(--navy)}.closing h2{font-family:Georgia,'Times New Roman',serif;font-size:2.8rem;letter-spacing:-.04em}.closing p{color:#355471}.closing .button{background:var(--navy);color:white}.closing .button:hover{background:#255da0}.site-footer{background:white}.dialog-inner .button{background:var(--navy)}
@media(min-width:1500px){.hero{padding-block:82px 125px}.hero-inner{gap:90px}.hero h1{font-size:5.1rem}}
@media(max-width:1100px){.hero-inner{gap:38px;grid-template-columns:1.5fr 1fr}.hero h1{font-size:4rem}.hero-description{font-size:1.25rem}.coverage-grid{gap:18px}.coverage-content{padding:24px 20px}.coverage-grid h3{font-size:1.85rem}.coverage-grid .button{font-size:.875rem;padding-inline:16px}.prep-section{padding:36px}}
@media(max-width:900px){.hero{padding-block:48px 98px}.hero-inner{grid-template-columns:1.3fr 1fr;gap:30px}.hero h1{font-size:3.35rem;line-height:1.1}.hero .eyebrow{font-size:.75rem;letter-spacing:.09em}.hero-description{font-size:1.2rem}.hero-explainer{font-size:.9375rem}.hero-aside .button-primary{font-size:.9375rem;padding-inline:18px;gap:16px}.coverage-section{margin-top:-48px}.coverage-grid{gap:14px}.coverage-content{padding:23px 17px}.coverage-grid h3{font-size:1.65rem}.coverage-grid .button{padding-inline:13px;font-size:.875rem}.coverage-photo{aspect-ratio:1.25}.photo-label{left:12px;top:12px;font-size:.6875rem;letter-spacing:.04em;padding:6px 8px}.coverage-footnote{gap:22px}.context-strip{margin-bottom:48px}.prep-section{padding:32px}.prep-section .section-intro h2{font-size:2.5rem}.closing{padding:36px}.closing h2{font-size:2.25rem}}
@media(max-width:680px){.site-header{min-height:82px}.hero{padding:37px 0 82px}.hero-inner{display:block}.hero h1{font-size:clamp(2.9rem,10.2vw,4.1rem);line-height:1.06;margin-top:20px}.hero .eyebrow{font-size:.75rem;letter-spacing:.095em}.hero-aside{margin-top:26px}.hero-description{font-size:1.15rem;line-height:1.5}.hero-description br{display:none}.hero-explainer{margin-top:13px;font-size:1rem;max-width:100%}.hero-aside .button-primary{width:100%;margin-top:22px;font-size:1rem;min-height:52px;padding-inline:23px}.hero-tool-link{text-align:center;margin-top:16px}.coverage-section{margin-top:-43px;padding-bottom:31px}.coverage-grid{grid-template-columns:1fr;gap:22px}.coverage-photo{aspect-ratio:1.85}.photo-label{left:18px;top:16px;font-size:.75rem;padding:7px 10px}.coverage-grid article,.coverage-grid article:nth-child(2),.coverage-grid article:nth-child(3){border-radius:16px}.coverage-content{padding:24px}.coverage-grid h3{font-size:2.1rem}.coverage-grid p,.coverage-grid article:nth-child(3) p{margin-bottom:21px;font-size:1rem}.coverage-grid .button{font-size:1rem;padding-inline:20px}.coverage-footnote{display:block;padding-top:21px}.coverage-footnote p{font-size:.8125rem}.coverage-footnote p+p{margin-top:10px}.context-strip{margin-bottom:37px}.strip-inner{padding-block:24px}.strip-items{gap:12px 22px}.strip-items span{font-size:.875rem}.prep-section{padding:28px 21px;border-radius:18px}.prep-section .section-intro h2{font-size:2.3rem}.faq-section{padding-block:48px}.faq-grid h2{font-size:2.2rem}.closing{padding:31px 24px;margin-bottom:40px}.closing h2{font-size:2.3rem;line-height:1.15}.closing .button{margin-top:25px}.trust-detail{padding:24px}}
@media(max-width:380px){.hero h1{font-size:2.7rem}.hero .eyebrow{font-size:.75rem;letter-spacing:.04em}.hero-description{font-size:1.1rem}.coverage-content{padding:22px}.coverage-grid h3{font-size:2rem}.prep-section{padding-inline:17px}.closing h2{font-size:2rem}}
@media print{#preparer{padding:0;border:0;border-radius:0;background:white}.prep-section .section-intro h2{font-size:24pt}.prep-checks,.prep-questions,.offer{background:white}.offer-total,.comparison-result{background:white}.coverage-section{display:none}}

.coverage-photo img[src$="equipe-collegues-diversite.webp"]{object-position:center 30%}
.coverage-photo img[src$="famille-maison.webp"]{object-position:center 35%}

.dialog-inner h3{font-size:1.125rem;line-height:1.4;margin:22px 0 10px}.operator-notice{margin-bottom:20px}.footer-inner .text-button{max-width:190px;text-align:left;line-height:1.6}

/* Everyday life: generous photography, clear choices, and a continuous navy identity. */
.site-header{min-height:96px}
.site-header nav a{font-size:.9375rem}
.eyebrow,.trust-label,.tool-step{font-size:.875rem}
.button{min-height:52px}
.hero{padding:0 0 12px;background:#fff;color:#fff}
.hero-inner{width:min(1440px,calc(100% - 40px));display:grid;grid-template-columns:1fr 1.1fr;align-items:stretch;gap:0;background:var(--navy);border-radius:22px;overflow:hidden;min-height:560px}
.hero-copy{min-width:0;align-self:center;padding:50px 34px 50px 50px}
.hero .eyebrow{font-size:.875rem;letter-spacing:.09em;color:#c8e1ff}
.hero h1{font-size:clamp(3.2rem,4.5vw,4.5rem);line-height:1.06;letter-spacing:-.045em;margin:23px 0 0}
.hero h1 em{color:#c5dfff}
.hero-description{font-size:1.1875rem;line-height:1.55;margin-top:24px;color:#fff;max-width:420px}
.hero-explainer{font-size:1rem;line-height:1.7;max-width:390px;margin-top:14px;color:#d3e1f0}
.hero-copy .button-primary{margin-top:27px;background:#c5dfff;color:var(--navy);border-color:#c5dfff;gap:35px;min-height:54px}
.hero-copy .button-primary:hover{background:#e2efff;border-color:#e2efff}
.hero-tool-link{font-size:.875rem;line-height:1.65;margin-top:17px;color:#e0ebf8;text-align:left}
.hero-portrait{position:relative;min-width:0;min-height:560px;overflow:hidden}
.hero-portrait img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:58% center}
.hero-portrait::after{content:"";position:absolute;inset:0;pointer-events:none;background:linear-gradient(90deg,#102b4b35,transparent 25%)}
.coverage-section{margin-top:0;padding:60px 0 52px}
.coverage-intro{display:grid;grid-template-columns:1fr 1fr;align-items:end;gap:55px;margin-bottom:32px}
.section-intro h2,.faq-grid h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;font-size:clamp(2.2rem,3.3vw,3.35rem);line-height:1.12;letter-spacing:-.04em}
.coverage-intro h2{margin-top:15px}
.coverage-intro>p{font-size:1rem;line-height:1.75;max-width:430px;margin:0 0 3px;justify-self:end}
.coverage-grid{gap:24px}
.coverage-photo{aspect-ratio:1.35}
.photo-label{font-size:.8125rem;letter-spacing:.06em;left:18px;top:18px;padding:7px 12px;background:#fffffff2;box-shadow:0 2px 8px #102b4b08}
.coverage-content{padding:27px}
.coverage-grid h3{font-size:2.2rem}
.coverage-grid .button{font-size:1rem;min-height:52px}
.coverage-footnote{gap:34px;padding-top:23px}
.coverage-footnote p{font-size:.875rem;line-height:1.65}
.process{grid-template-columns:1.08fr 1fr;gap:62px;align-items:center;padding-block:25px 80px}
.process-photo{height:590px;position:relative;overflow:hidden;border-radius:20px;background:#eaf0f5}
.process-photo img{width:100%;height:100%;object-fit:cover;object-position:center}
.process-content{min-width:0}
.process-content .section-intro h2{font-size:clamp(2.2rem,3.1vw,3.15rem)}
.process-content .section-intro p{margin-top:18px}
.steps{margin-top:27px}
.steps li{gap:17px;padding:20px 0}
.steps h3{margin:4px 0 8px;font-size:1.125rem;line-height:1.4}
.steps p{font-size:1rem;line-height:1.6}
.step-number{height:34px;width:34px;font-size:.875rem;background:#e7f0fb}
.context-strip{margin-bottom:72px}
.strip-inner{padding-block:27px}
.prep-section{padding:45px;background:#f0f5fb;border-radius:22px}
.prep-lead{display:grid;grid-template-columns:1fr 1.02fr;gap:42px;align-items:center;margin-bottom:16px}
.prep-lead .section-intro{min-width:0;padding:0}
.prep-section .section-intro h2{font-size:clamp(2.3rem,3.1vw,3.2rem)}
.prep-lead .section-intro p{margin-top:20px;font-size:1rem;line-height:1.75}
.prep-photo{display:block;width:100%;height:auto;aspect-ratio:1.48;object-fit:cover;object-position:center;border-radius:15px}
.prep-toolbar{margin-top:34px}
.trust-section{margin-top:78px;border-top:1px solid var(--line);padding-block:68px 78px}
.trust-grid:not(.coverage-grid){gap:32px}
.trust-grid:not(.coverage-grid) article{border-top:2px solid #bed2e8;padding-top:22px}
.faq-section{padding-block:72px}
.faq-grid h2{font-size:3.2rem}
.contact-section{padding-block:76px}
.contact-grid{gap:32px;padding:34px}
.closing{padding:48px 50px;gap:40px}
.closing h2{font-size:clamp(2.4rem,3.4vw,3.1rem)}
.closing p{font-size:1rem}
@media(min-width:1600px){
  .hero-inner{min-height:625px;grid-template-columns:.95fr 1.05fr}
  .hero-copy{padding:65px}
  .hero h1{font-size:4.5rem}
  .hero-portrait{min-height:625px}
}
@media(max-width:1100px){
  .hero-inner{width:calc(100% - 32px);grid-template-columns:1fr 1fr;min-height:545px}
  .hero-copy{padding:38px 30px}
  .hero h1{font-size:3.25rem}
  .hero .eyebrow{font-size:.8125rem;letter-spacing:.055em}
  .hero-description{font-size:1.125rem}
  .hero-description br{display:none}
  .hero-portrait{min-height:545px}
  .hero-portrait img{object-position:58% center}
  .coverage-content{padding:24px 20px}
  .coverage-grid{gap:18px}
  .coverage-grid h3{font-size:1.95rem}
  .coverage-grid .button{font-size:.9375rem;padding-inline:15px}
  .coverage-intro{gap:35px}
  .process{gap:34px;grid-template-columns:1fr 1fr}
  .process-photo{height:610px}
  .process-content .section-intro h2{font-size:2.4rem}
  .prep-section{padding:34px}
  .prep-lead{gap:30px}
  .prep-photo{aspect-ratio:1.2}
  .contact-grid{padding:28px;gap:24px}
}
@media(max-width:900px){
  .site-header{min-height:86px}
  .hero-copy{padding:32px 25px}
  .hero h1{font-size:2.9rem}
  .hero-explainer{font-size:1rem}
  .hero-copy .button-primary{padding-inline:20px;gap:18px}
  .coverage-section{padding-top:48px}
  .coverage-grid h3{font-size:1.75rem}
  .coverage-content{padding:23px 17px}
  .photo-label{left:12px;top:12px;padding:6px 9px;font-size:.75rem}
  .process{gap:28px;padding-bottom:60px}
  .process-photo{height:640px}
  .process-content .section-intro h2{font-size:2.15rem}
  .steps li{gap:13px;padding-block:17px}
  .prep-lead{grid-template-columns:1.1fr 1fr;gap:24px}
  .prep-section .section-intro h2{font-size:2.5rem}
  .prep-photo{aspect-ratio:1;min-height:280px}
  .trust-section{margin-top:60px;padding-block:55px 65px}
  .context-strip{margin-bottom:52px}
  .faq-grid h2{font-size:2.7rem}
  .contact-section{padding-block:60px}
}
@media(max-width:760px){
  .hero{padding:0 0 8px}
  .hero-inner{display:flex;flex-direction:column;width:calc(100% - 28px);min-height:0;border-radius:18px}
  .hero-portrait{order:-1;min-height:0;height:290px;flex:none;width:100%}
  .hero-portrait img{object-position:center 44%}
  .hero-portrait::after{background:linear-gradient(0deg,#102b4b25,transparent 40%)}
  .hero-copy{padding:29px 28px 33px;align-self:stretch}
  .hero h1{font-size:clamp(2.65rem,7.7vw,3.7rem);line-height:1.07;margin-top:17px;max-width:540px}
  .hero .eyebrow{font-size:.8125rem;letter-spacing:.075em}
  .hero-description{font-size:1.0625rem;line-height:1.65;margin-top:20px;max-width:520px}
  .hero-explainer{max-width:520px;margin-top:9px;line-height:1.7}
  .hero-copy .button-primary{margin-top:22px;min-height:52px;width:100%;padding-inline:22px}
  .hero-tool-link{margin-top:17px;text-align:center}
  .coverage-intro{grid-template-columns:1fr;gap:20px;margin-bottom:27px}
  .coverage-intro>p{justify-self:start;max-width:580px}
  .coverage-grid{grid-template-columns:1fr;gap:25px}
  .coverage-photo{aspect-ratio:1.7}
  .coverage-content{padding:26px}
  .coverage-grid h3{font-size:2.15rem}
  .coverage-grid .button{font-size:1rem;padding-inline:21px}
  .photo-label{left:18px;top:18px;font-size:.8125rem;padding:7px 11px}
  .process{grid-template-columns:1fr;gap:30px;padding-block:12px 52px}
  .process-photo{height:auto;aspect-ratio:1.4;border-radius:17px}
  .process-photo img{aspect-ratio:1.4;object-position:center 45%}
  .process-content .section-intro h2{font-size:2.5rem}
  .steps{margin-top:27px}
  .steps li{gap:18px;padding-block:20px}
  .prep-lead{grid-template-columns:1fr;gap:27px}
  .prep-photo{aspect-ratio:1.6;min-height:0;max-height:340px}
  .prep-toolbar{margin-top:29px}
}
@media(max-width:680px){
  .site-header{min-height:82px}
  .hero-portrait{height:240px}
  .hero-copy{padding:26px 24px 31px}
  .hero h1{font-size:clamp(2.5rem,9.9vw,3.45rem)}
  .hero-description{margin-top:20px}
  .hero .eyebrow{font-size:.8125rem;letter-spacing:.05em}
  .coverage-section{padding-block:42px 34px}
  .section-intro h2,.faq-grid h2{font-size:2.35rem}
  .coverage-intro h2 br{display:block}
  .coverage-intro{gap:19px;margin-bottom:27px}
  .coverage-grid{margin-top:0}
  .coverage-photo{aspect-ratio:1.5}
  .coverage-content{padding:24px}
  .coverage-grid h3{font-size:2.1rem}
  .coverage-footnote p{font-size:.875rem}
  .process-photo{aspect-ratio:1.3}
  .process-photo img{aspect-ratio:1.3}
  .process-content .section-intro h2{font-size:2.35rem}
  .context-strip{margin-bottom:39px}
  .strip-inner{padding-block:25px}
  .strip-items{gap:12px 20px}
  .strip-items span{font-size:.875rem}
  .prep-section{padding:29px 21px;border-radius:18px}
  .prep-section .section-intro h2{font-size:2.35rem}
  .prep-photo{aspect-ratio:1.4;border-radius:12px}
  .prep-toolbar{margin-top:26px}
  .trust-section{margin-top:43px;padding-block:42px 49px}
  .trust-grid:not(.coverage-grid){gap:25px}
  .faq-section{padding-block:49px}
  .contact-section{padding-block:49px}
  .contact-grid{padding:25px;gap:28px}
  .closing{padding:33px 25px;margin-bottom:43px}
  .closing h2{font-size:2.35rem}
  .closing .button{margin-top:25px}
  .footer-inner .text-button{font-size:.875rem}
}
@media(max-width:380px){
  .hero-inner{width:calc(100% - 20px)}
  .hero-copy{padding-inline:20px}
  .hero-portrait{height:205px}
  .hero h1{font-size:2.4rem}
  .hero .eyebrow{font-size:.75rem;letter-spacing:.05em}
  .coverage-content{padding:22px}
  .coverage-grid h3{font-size:2rem}
  .process-content .section-intro h2{font-size:2.15rem}
  .prep-section{padding-inline:17px}
  .closing h2{font-size:2.1rem}
}
@media print{
  .prep-lead{display:block;margin-bottom:0}
  .prep-photo{display:none}
  #preparer{padding:0;border:0;border-radius:0;background:white}
  .prep-section .section-intro h2{font-size:24pt}
}